Available CCLT homes:
- 3921 Bragg Ct – Available Now!
- Cullimore Cottages – 2 new homes available Summer 2026
In order to qualify for CCLT homes, buyers must meet the following requirements:
- Be a Citizen of the USA or resident alien
- Have a minimum credit score of 600
- Intend to occupy the home as their primary residence
- Provide a minimum of $500 towards the purchase of the home
- Have no more than $25,000 in readily available assets
- Receive HUD-Certified Housing Counseling from a HUD-Certified Housing Counselor:
- Housing costs must not exceed 35% of monthly household income, and total debt payments must not exceed 45% of monthly household income
- Must not exceed Housing and Urban Development (HUD) Gross Income Limits (See Table) effective June 1, 2026
| 1-Person Household | $65,150 |
| 2-Person Household | $74,450 |
| 3-Person Household | $83,750 |
| 4-Person Household | $93,050 |
| 5-Person Household | $100,500 |
| 6-Person Household | $107,950 |
| 7-Person Household | $115,400 |
| 8-Person Household | $122,850 |
For more detailed information on qualification and the application process, please see the Homebuyer Selection Policy. You can also contact Housing Programs Division staff for more information: HousingPrograms@como.gov or 573-874-7244.